You now have the option to apply for one of the following loans

'STARTER LOAN '

allows applicants to apply for up to £800 without the need to save in advance..!!  

'SAVER LOAN' 

New members need to join the credit union and save regularly over a minimum period of 6 weeks after which they can apply for up to 4 times the amount saved, e.g. £200 saved, apply for up to £800 (maximum loan amount £2000).  Members who are reliant on benefits as they're main source of income can apply for a maximum of £650.

Saver Loans can be taken over 1-3 years dependant upon the amount borrowed and repayments can be made weekly, fortnightly or monthly to suit your circumstances.

Please note that on joining the credit union a one off, non-refundable membership fee of £5.00 is payable to cover the costs involved in setting up your account.  This fee will be deducted from your first deposit. 

Note: All loan applications are subject to approval and are based on affordability, West Cheshire Credit Union has the right to delcine any applications which are deemed unafordable, or may offer applicants a lower amount than advertised.

To apply for membership please click on the link below.